Insurance sminsurance.....they will hang you out to dry if you follow their orders to a tee.
They would s**t if they knew you had a pond. Nothing but a bunch of neonazi worry worts.
If you were to try and follow what they want to happen, you will find that it's impossible to get them to say you are perfect and 100% insurable. There's always a loophole.
Good luck tomorrow, hope the track is mint and overcast all day!