It's eminent and certainly not that simple.
The quick and dirty is that a shitload of bikes buzzing around all day is gonna force these homeowners to take a hit on equity. Afterwards, no one is ever going to buy a home which is across the street from a government sponsored track which hosts...
Did anyone notice the subdivision next to the proposed lot? You could throw a baseball from the front door of 100+ peoples' homes to hit any part of the track. Given it's a government job, it could amount to a taking, and the city would be on the hook for purchasing all of those homes.
Absent...
I can't comment on who is the best provider, but what I can say without hesitation is you need to read the policy -- read it again -- and then reread it.
The issue with insurance policies of any sort usually comes down to vague or ambiguous language. Basically, a cloak that the provider can...